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INSURANCE & FINANCING

MAKING EXCEPTIONAL DENTAL CARE AFFORDABLE

At Spark Pediatric Dentistry, we believe every child deserves access to exceptional dental care. Our team is committed to helping families maximize their insurance benefits while offering flexible payment options to make treatment as affordable and stress-free as possible.

INSURANCE MADE SIMPLE

We are happy to work with your dental insurance to help maximize your available benefits. Before your child’s appointment, our team will:

 

✔ Verify your dental insurance benefits

 

✔ Submit claims directly to your insurance company

 

✔ Review your estimated out-of-pocket costs whenever possible

 

✔ Answer your questions so you understand your coverage before treatment

OUR PROMISE TO YOU

We believe in honest, transparent communication. Before treatment begins, we’ll review any anticipated patient responsibility so there are no surprises whenever possible.

 

Because every insurance plan is different, benefits cannot be guaranteed until your insurance company processes the claim. Dental insurance is a contract between you and your insurance provider, and any remaining balance not covered by insurance is the responsibility of the patient or parent.

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Flexible Financing with Cherry

Cherry provides simple payment plans that help families spread the cost of treatment into manageable monthly payments.

Benefits include:

o   Fast online application

o   Flexible payment options

o   Soft credit check to apply

o   Quick approval process

CareCredit for Growing Smiles

CareCredit is a healthcare financing program that allows qualified families to pay for dental treatment with convenient monthly payments.

Benefits include:

  • Quick and easy application

  • Flexible monthly payment plans

  • Immediate credit decision

  • Accepted for dental healthcare expenses

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Financing FAQs

Do you offer payment plans?

Yes! We offer flexible monthly payment plans through Cherry and CareCredit, allowing you to choose a schedule that fits your family's budget comfortably.

What is Cherry financing?

Cherry is a simple, 'buy now, pay later' option. It lets you split treatment costs into smaller monthly payments with a quick application that doesn't affect your credit score.

Can I use my CareCredit card here?

Absolutely! We accept CareCredit to help you manage out-of-pocket expenses for checkups, cleanings, and any specialized treatments your child might need.

When is my payment due?

For your convenience, payment for services is due at the time of your visit. If you use our financing options, your monthly installments will be managed through those providers.

Who can I talk to about treatment costs?

Our friendly administrative team is always happy to help! You can call our office or ask during your next visit. We believe in clear and honest communication without surprises.

Have Financial Questions?

If you have any questions about your insurance coverage, payment options, or financing, our team is here to help.

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We are happy to answer your questions and help you choose the payment option that works best for your family.

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